What Does The Rise In Interest Rates Mean For My Investments?

The Bank of England Monetary Policy Committee, chaired by Mark Carney, have voted unanimously to raise the base rate to 0.75% The decision to raise rates was widely expected by...


What Is A Cash Flow Model?

Evaluating your current assets and future outgoings are essential to planning for a strong and secure financial future. A cash flow model is a financial tool which assesses your current...


Pensions Gender Pay Gap

According to recent statistics released by mutual insurer Royal London, the gender gap on retirement incomes in the UK has increased significantly over the course of the last 10 years,...


Managing Your Pension Annual Allowance

The total amount you can normally pay into your pension without facing a tax charge is known as the pension annual allowance. The annual allowance is set at £40,000 each tax year however this...


State Pension Age To Increase To 68 By 2039

The Government have announced plans to increase the State Pension Age to 68 years old. Under the new proposals the increase will be phased in between 2037 and 2039, which...


Trusts – Why Are They Useful?

Many people have heard the term “Trust” but do not necessarily know what it means or why it might be useful for them. There is also a misconception that Trusts...


The Supreme Court Has Its Say On Inheritance Act Claims: Ilott v The Blue Cross & Ors

The Supreme Court has handed down its judgment in the case of Ilott v The Blue Cross & Ors [2017] UKSC 17. This decision is the first given by the...


How to Improve your Credit Rating

A negative credit rating can have a big impact on your life and can for example prevent you from getting a loan or credit card. Here are our top tips...


Wills – Knowledge and Approval

A frequently employed route to challenge the validity of a Will is to assert that the testator did not know or approve its contents.  But what does this mean? A...


The Not So Golden Rule

It is a fairly typical scenario: an elderly person wants to get their affairs in order before frailty of mind and body deem it too late. So if they want...


Suspicious Wills

In the case of Brennan v Prior [2015] EWHC 3082 (Ch), François Devillebichot, the son of a French diplomat, died on 3 March 2011 aged 62. He was survived by...


The Elderly and Testamentary Capacity

Assessing after their death whether an elderly testator had the capacity to make a Will is an evidential minefield. It often falls to the court to determine the matter on...