Planning for your future

Property, pensions and tax benefits. An appealing combination, but a complex and heavily regulated area of law which calls for specialist advice.

Using a pension to buy property

Buying property through a pension scheme can make great financial sense. It can release equity from a company’s business premises and boost the value of a pension fund.

There are two main mechanisms for achieving this:

  • Self Invested Personal Pension (SIPP) schemes and
  • Small Self Administered Schemes (SSAS)

Through these schemes, individuals can buy commercial property either to use as business premises or as part of an investment portfolio. An owner of freehold business premises can sell the freehold to their pension fund, making money by leasing the property back to the company.

The main benefits to be gained are in tax savings. Investments don’t attract Capital Gains Tax, for example, and tax relief will apply to most contributions.

Property pension funds solicitors

Our lawyers are experts on the law relating to commercial property and also on the associated tax implications and the Inland Revenue framework.

When it comes to pensions and property, our team has extensive experience in advising individuals, companies and pension providers on the intricacies of SIPPs and SSASs.

Our lawyers work with clients to design the best, most tax beneficial, arrangements for them. They deal with the purchasing, leasing and selling of property, helping design and administer a bespoke strategy to underpin the investment.

When it comes to realising the property investment, our team works speedily to handle the disposals, capturing the best possible deal for clients.

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Please contact us to discuss how our specialist commercial property solicitors can help you.

Find out how Nelsons can help you. Contact our friendly team for a guaranteed fast response.

For advice and support 0800 024 1976