If you are involved in an accident with an uninsured driver, you can make a claim to the Motor Insurers' Bureau (MIB) under the Uninsured Driver Scheme for compensation for your losses.
The Motor Insurers’ Bureau (MIB) deals with claims for innocent members of the public who have been injured or had their property damaged by an uninsured driver or untraced driver:-
- You can deal with the Motor Insurers’ Bureau directly
- However, the procedure may be a complicated and lengthy and we offer expert assistance with this
In making a claim for compensation resulting from any road traffic accident with an uninsured driver it is important that you get accurate details about the accident - but this is especially important if the other party is an uninsured driver.
You should try to get these details if possible:
- The model and registration number of the other vehicle
- The driver's name and address
- Details of the damage to your vehicle
- If possible, photographs of the accident scene
- Details of any witnesses to the accident
You should always ask for the other driver's Insurance details - if he or she has left the scene, or refuses to give you insurance details, you must report the incident to the police within 5 days.
- You can only claim to the MIB once the police and your insurance company have tried to find the uninsured driver
- The MIB excess on all claims is £350